We are a month past the holiday season and our wallets are still trying to recover. Finding places to make money and save it is easier than ever, but you have to look in the right places. No one wants to cheapen their lifestyle, but when you are in need of cash, this is your best bet and it doesn’t take that much to save a lot. I’m going to tell you what to do when money is tight because we always could have more money. Just by making some simple changes you could be on your way to a happier and debt-free life.
1. Make Coffee at Home
I know that your to-go mug may not be as posh as a Starbucks cup, but it definitely beats spending five dollars on coffee. Investing in a Keurig machine or a coffee maker, each cup you make cost you cents and you don’t have to stop on your way to work for it. Buying a 100 pack of Keurig cups at the store will cost you 25 dollars, which is around a quarter for a cup of coffee. Making the quick change can put more money in your pocket for other expenses.
2. Look at your Food Budget
Eating out is so easy to do and the food tastes so good, but making food yourself can save you a lot when money is tight. When each meal is around 10 dollars when you dine out, this can easily add up to a lot of money out the door. Meal-prepping for the week can save you a lot and can have a significant effect on your health. Leftovers are your best friend. Cooking more than enough provides convenience for last-second lunch packing.
3. Use Cash over Card
Why do I use my credit card so much? Well, it is so easy just to swipe and I don’t have the cash on hand to make the purchase. The handing of cash over to someone to purchase something hurts and it makes us feel like we are losing more than when we swipe our cards. You will find yourself spending a lot less when you use cash instead of a card.
4. Look for Creative Ways to Make Money
Every dollar counts when money is tight, so find any way to get some extra cash. Taking paid online surveys through MoolaBag is a fast way to earn. By downloading Moolabag there are a ton of offers from downloading mobile games to taking quizzes and surveys to earn from. When money is tight, there are always ways to earn online and through apps on your phone.
5. Find Free things to do when Money is Tight
Not everything you do has to cost money. There are a lot of fun things to do that are free, keeping money in your pocket. Gathering some friends and play some sports or a board game, so you don’t have to spend any money. By searching online for free things you will find museums, parks and different events going on in the community. Living frugally can be easy and the internet can help you find free things going on in your town.
Changing your lifestyle can be challenging at the start, but anyone can get used to earning and saving money. Just little tweaks like switching to homemade coffee and using cash for purchases can help your bottom line. When money is tight, don’t worry and start preparing by utilizing these helpful tips.